Government Move Could Free Up Credit Cards to Charge Higher Fees
Apr 18, 2012 . A proposed revision to a credit card rule could enable U.S. banks to . The Federal Reserve Board had proposed the credit card fee limit in .
http://john-seidenberg.suite101.com/government-move-could-free-up-credit-cards-to-charge-higher-fees-a406277

Beware! This Credit Card Fee Is Coming Back | InvestingAnswers
Apr 18, 2012 . If you've got bad credit, it can cost you a fortune to have a credit card. . The proposed rule change, released on April 12 by the Consumer . be no limit on application fees and other fees credit card issuers can charge people .
http://www.investinganswers.com/personal-finance/credit/beware-credit-card-fee-coming-back-4229

Compliance: ABA Center for Regulatory Compliance News Archives
This inquiry will help the Bureau assess whether rules are needed to protect . CFPB Proposes Revisions to Rule on Credit Card Upfront Fees (4/13/12) .
http://www.aba.com/Compliance/Compliance_news.htm

CFPB Update: Upfront Credit Card Fees | Credit Karma Blog
Apr 18, 2012 . Last week the CFPB proposed to eliminate a part of the Credit Card Act that . of the rules stated that credit card companies could not charge fees adding . and a $75 annual fee, even though the card's credit limit was $300.
http://blog.creditkarma.com/credit-cards/cfpb-update-upfront-credit-card-fees/

Stock:Visa (V)
New debit card regulations have hurt U.S. mobile carriers' attempt to . other scenarios that may be less extreme or detrimental than the initial proposals. . Regulation Limiting Debit Interchange Fees; 2.3 Impact of credit card reform bill .
http://www.wikinvest.com/stock/Visa_(V)

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CFPB Rolls Back Rule, Will Allow Run-Up of Credit Card Fees on ...
Apr 13, 2012 . But there's no limit to the fees they can charge before the card is activated. Under a rule proposed last year, those upfront fees would have .
http://news.firedoglake.com/2012/04/13/cfpb-rolls-back-rule-will-allow-run-up-of-credit-card-fees-on-subprime-borrowers/

 

Consumer Financial Protection Bureau proposes changes to limits ...
Apr 18, 2012. rule, Regulation Z will limit the total amount of fees that a credit card . If the proposal is adopted, fees that a consumer is required to pay prior .
http://www.lexology.com/library/detail.aspx?g=2142c9a1-5d21-4890-8d24-2fb59a690f26

Implementing the Durbin Amendment: The Proposed Rule on Debit ...
limit certain payment network rules and practices that restrict merchants' ability . The application of the interchange fee rules to general-use prepaid cards is . adopted pursuant to the Credit CARD Act. “The proposed comment provides that .
http://www.paulhastings.com/assets/publications/1803.pdf

 

Rulemakings - National Consumer Law Center
Fee Harvesting Credit Cards. arrow June 11, 2012 deadline to respond to the CFPB's request for comments on the proposed rule that would limit the Bureau's .
http://www.nclc.org/legislation-regulation/regulatory-agency-activities.html

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Credit Card:  $500.00

Consumer watchdog says some credit card fees won't be regulated
Apr 13, 2012. practices on the part of various financial institutions proposed a rule that would limit some credit card signup fees, but has now backed off that .
http://www.creditnet.com/credit-news/consumer-watchdog-says-some-credit-card-fees-won-t-be-regulated-800752303.php


New Consumer Protection Agency Allows Credit Card ... - AllGov
Apr 16, 2012 . CFPB's recent decision to rescind a rule limiting credit card sign-up fees may . New Consumer Protection Agency Allows Credit Card Companies to Charge Sign-Up Fees . Comments on the proposed rule are due June 11.
http://www.allgov.com/Top_Stories/ViewNews/New_Consumer_Protection_Agency_Allows_Credit_Card_Companies_to_Charge_Sign_Up_Fees_120416

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New Consumer Financial Protection Bureau Caves on Credit Card fees ...
Credit card companies win battle over introductory fees . could no longer charge more than 25 percent of the total credit limit in standard fees. . (Mike Wilson/ Getty) The CFPB originally proposed regulations to eliminate the .
http://www.democraticunderground.com/discuss/duboard.php?az=view_all&address=439x2482453

 

third Credit Card act regulation
TACKLES PENALTY FEES IN PART III OF RULES. TO IMPLEMENT THE CREDIT CARD ACT. Karen Thomas is . penalty-fee rules would … prohibit credit card . and fees for exceeding the credit limit) that . proposed rule, and asked the Fed .
http://www.icbabancard.com/files/Bancard/PDFs/junewashingtonwatch.pdf

Consumer agency eases rule limiting credit card fees
Apr 13, 2012 . Consumer agency eases rule limiting credit card fees . acknowledged Thursday that its proposal would increase costs for cardholders and.
http://legalnews.findlaw.com/article/0gQs4BE3IHcWM?q=Barack+Obama

CFPB Might Re-Allow High Upfront Fees on Subprime Cards
Apr 16, 2012 . The Consumer Financial Protection Bureau's latest proposed rule doesn't . If passed, the rule would allow subprime, or fee harvester, credit cards to . a rule that limited first-year credit card fees to 25% of the credit limit, e.g. .
http://credit.about.com/b/2012/04/16/cfpb-might-re-allow-high-upfront-fees-on-subprime-cards.htm

Unfair or Deceptive Acts or Practices - Wikipedia, the free ...
The proposal would also address subprime credit cards by limiting the fees that . Reserve proposes rules to prohibit unfair practices regarding credit cards and .
http://en.wikipedia.org/wiki/Unfair_or_Deceptive_Acts_or_Practices

Caught in Court Battle, CFPB Seeks Comment on Credit Card Rule ...
Apr 12, 2012 . The Consumer Financial Protection Bureau is seeking comment on a proposal to revise a Federal Reserve rule limiting credit card fees issued .
http://www.americanbanker.com/issues/177_71/cfpb-credit-cards-rulemaking-fees-comment-proposal-1048354-1.html?zkPrintable=true

 

The Washington Report
Apr 16, 2012 . CFPB Proposes Rule to Limit Credit Card Fees in the First Year ...... 3. CFPB Expands Student Loan Initiative .............................................. 3 .
http://www.kpmg.com/US/en/IssuesAndInsights/ArticlesPublications/washington-reports/Documents/wrt-04-16-12.pdf

Beware! This Credit Card Fee Is Coming Back
Apr 19, 2012 . The proposed rule change, released on April 12 by the Consumer . In other words, if your card had a credit limit of $500, you couldn't pay .
http://www.wealthwire.com/news/finance/3037

Feds back off on credit card fee limit | PressDemocrat.com
Apr 13, 2012. agency is backing off a plan to limit big upfront fees on credit cards. . Under a rule proposed last year, those upfront fees would have .
http://www.pressdemocrat.com/article/20120413/WIRE/204131042

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  1. Get Ready For More Credit Card Fees…
    This limit, which caps allowable first-year fees at 25% of a card's credit line, has . They are accepting public comments for the proposed rule until June 11, and .
    http://www.cardhub.com/edu/get-ready-for-more-credit-card-fees/

  2. Posts by Arthur B. Axelson: Consumer Financial Protection Bureau ...
    3 days ago . Photo of Consumer Financial Protection Bureau Law Blog . Consumer Financial Protection Bureau Proposes Changes to Limits on Credit Card Fees . rule, Regulation Z will limit the total amount of fees that a credit card .
    http://www.cfpb-lawblog.com/author,13

  3. Newsvine - APNewsBreak: Consumer agency softens fee limit
    Apr 12, 2012 . Under a rule proposed last year, those upfront fees would have counted toward the 25 percent cap. . Some cards had a credit limit of $300.
    http://www.newsvine.com/_news/2012/04/12/11161746-apnewsbreak-consumer-agency-softens-fee-limit

  4. Consumer Financial Protection Bureau Caves on Credit Card Fees ...
    Apr 13, 2012 . (Mike Wilson/Getty) The CFPB originally proposed regulations to eliminate the . Part of the new law said that credit card issuers could not charge fees equal . Protection Bureau Backs Down In Fight To Limit Credit Card Fees .
    http://www.commondreams.org/headline/2012/04/13-7?quicktabs_1=1


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  5. Banking Law Prof Blog: CFPB and Up-Front Credit Card Fees
    Apr 13, 2012 . The CFPB has proposed a rule that would reverse a Federal Reserve requirement to include up-front credit card fees when determining .
    http://lawprofessors.typepad.com/banking/2012/04/cfpb-and-up-front-credit-card-fees.html

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    GuardMyCreditFile: - CFPB Backs Down on Credit Card Fee Caps in ...
    Apr 13, 2012 . The agency had tried to limit all fees associated subprime credit cards . Under the newly proposed rule, card issues will be able to charge any .
    http://www.guardmycreditfile.org/index.php/in-the-news/cfpb-backs-down-on-credit-card-fee-caps-in-wake-of-court-decision/

    Credit Card Reform - Newsroom
    Fed proposes limits on credit card penalty fees . Rule calls for credit card issuers to revisit interest rate increases made during the last year — and there have . New regulations will help limit credit card and gift card fees and require banks to .
    http://www.creditcardreform.org/newsroom.html

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The Mercury - Consumer agency softens credit card fee limit
Apr 13, 2012 . Consumer agency softens credit card fee limit . Under a rule proposed last year, those upfront fees would have counted toward the 25 percent .
http://www.pottsmerc.com/article/20120413/FINANCE01/120419810/consumer-agency-softens-credit-card-fee-limit

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Proposed Credit Card and Banking Regulations
When you have a credit card with different balances (for example, purchases, . The proposal would prohibit banks from imposing a fee when the credit limit is .
http://www.streetdirectory.com/travel_guide/148846/credit_cards/proposed_credit_card_and_banking_regulations.html

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Recent News
Proposal to Amend Reg Z's Credit Card Fee Limitation . has issued a proposed rule to amend § 1026 of Regulation Z regarding credit card fee limitations.
http://www.cunalendingcouncil.org/news/last5.htm

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FRB: All Regulations
Prescribes standards to limit the risks that the failure of a depository institution would . Interagency notice of a proposed regulatory capital rule related to the . To protect credit card users from unreasonable penalty fees and to require credit .
http://www.federalreserve.gov/regulations/

U.S. consumer bureau proposes removing a cap on card account ...
Apr 13, 2012 . In explaining the proposed rule, the CFPB noted the 2009 Credit CARD Act gave the Federal Reserve power to limit credit card fees, but last .
http://www.complinet.com/global/news/news/article.html?ref=154355